Enterprise Microfinance Platform

Modern Chitty
Fund Management

A complete digital platform for managing installment collections, agent settlements, customer accounts, and financial reporting — built for scale.

PHP 8.2
Laravel 12
JWT Auth
Role-Based Access
REST API
Mobile Ready
chitty.unikcreations.in/api/v1/dashboard
// Live dashboard response
{
"today_collection": "₹ 45,200"
"active_accounts": 248
"total_agents": 8
"cash_in_hand": "₹ 18,500"
}
₹2.4L
This Month
98.4%
Collection Rate
4
User Roles
18+
Database Tables
50+
API Endpoints
PDF/XLS
Export Formats

Everything you need to run a Chitty Fund

From customer onboarding to agent settlements and financial reporting — all in one platform.

Customer Management

Full KYC workflow, document uploads, account linking, agent assignment, and customer portal access.

Payment Collection

Cash, UPI, bank transfer, cheque — record any payment mode with auto receipt generation and ledger entries.

Agent Operations

Agent mobile app, cash-in-hand tracking, daily route list, overdue alerts, and settlement requests.

Installment Scheduling

Auto-generate installment schedules on account creation with principal, interest, penalty, and grace days.

Reports & Analytics

Collection, pending, agent-wise, scheme-wise, and ledger reports. Export to PDF, Excel, or CSV instantly.

Security & Audit

JWT authentication, role-based permissions, immutable audit log, rate limiting, and full activity trail.

Four roles, one platform

Each role has a dedicated interface tailored to their workflow.

Super Admin
Platform Control
  • Manage all branches
  • User & role management
  • System configuration
  • Global analytics
  • Approve settlements
Admin
Branch Operations
  • Customer onboarding
  • Account management
  • Payment oversight
  • Branch reports
  • Agent supervision
Agent
Field Collection
  • Mobile app access
  • Record payments
  • View daily route
  • Settlement requests
  • Cash-in-hand tracker
Customer
Self Service
  • View accounts
  • Payment history
  • Installment schedule
  • Download receipts
  • Due date reminders

Built on modern, proven technology

Backend
PHP 8.2+ Laravel 12 MySQL 8 JWT Auth Spatie RBAC DomPDF Excel Export Queue Jobs
Frontend & Mobile
Bootstrap 5.3 Vanilla JS Flutter Provider Secure Storage REST API FCM Push SMS / WhatsApp

Ready to manage your Chitty Fund?

Log in to the admin panel to start adding customers, creating schemes, and managing collections.

cPanel Hosted SSL Secured Mobile App Ready PDF & Excel Exports